Transaction Processing & Electronic Payment Solutions

Membership has benefits

ChamberCharge^®

• Credit & Debit Card Processing
• eCommerce Solutions
• Customized Gift Cards
• Loyalty Rewards Programs
• Check Acceptance Services
• Other Services

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Merchant Solutions for your business.

Terms and Conditions

Meet or Beat Policy

Through the ChamberCharge program, First National Merchant Solutions (FNMS) will "Meet or Beat" the processing rates of any competitor to ensure that Chamber Members are paying the lowest possible processing fees. The merchant must present the following criteria for FNMS to enact this policy:

1. The merchant must have a written quote from a legitimate and recognized competitor on that competitor's letterhead or other official documentation.
2. The quote must be within the last 30 days.
3. The quote must contain all pertinent information including: qualified, mid-qualified and non-qualified discount rates and any surcharges, debit card rates, transaction fees, statement fees, chargeback fees, any annual fees, and cancellation fees.
4. If the merchant has an existing merchant service program, the merchant must provide 3 consecutive months of processing statements from their existing provider.
5. FNMS reserves the right not to "Meet or Beat" the processing fee structure offered by a competitor should that offer result in an operating loss for FNMS. (In other words you have a fantastic deal.)

Member Eligibility & Attrition Policy

The ChamberCharge program pricing is designed to be exclusively available to chamber members in good standing with their local Chamber of Commerce. If a merchant ceases to be a member of their Chamber, they may no longer be eligible for the program. First National Merchant Solutions reserves the right to increase the discount rates for any defaulting Chamber member merchant.