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Electronic Merchant Systems is a leading provider of merchant processing services and electronic transactions. Headquartered in Cleveland, Ohio and operating in over 100 U.S. cities and the Virgin Islands.

EMS provides clients a vast array of customized services and innovative products for non-cash payment processing including all major credit cards, debit cards, EBT, stored-value, and electronic check services. Additional offerings include branded loyalty/reward cards, turnkey eCommerce solutions, a unique petro program, dynamic currency conversion and fully customized electronic gift cards.

EMS – service beyond the product. To insure maximum return, EMS educates merchants on the best techniques and methods to accept non-cash forms of payment. To help protect the bottom line, EMS provides, at no cost, Suspicious Transaction Assistance and Chargeback Assistance. Lastly, EMS offers a Merchant Cash Advance Program for those times when additional cash flow is required.