Transaction Processing & Electronic Payment Solutions

Membership has benefits

ChamberCharge^®

• Credit & Debit Card Processing
• eCommerce Solutions
• Customized Gift Cards
• Loyalty Rewards Programs
• Check Acceptance Services
• Other Services

How do your rates compare?
Let us provide you with a no obligation payment processing analysis today.

Merchant Solutions for your business.

Other Services

ACH Transactions
Processing ACH transactions through TSYS Merchant Solutions offers you more than just Web transactions and check conversion. It completes your electronic payment solution. It lets you expand your opportunity while actually consolidating your effort. Through TSYS Merchant Solutions' ACH product you can run automatic withdrawals and deposits, turn paper checks into electronic transactions, consolidate corporate funds or accept unscheduled transactions over the phone or Internet.

Bill Me Later^®
Bill Me Later is a simple, secure, comfortable payment option that card-not-present merchants can offer to their customers. Customers enjoy additional buying power and love the ease and convenience of Bill Me Later. Using minimal information provided by the customer at the point of sale, a real-time credit decision is made. Once the purchase is authorized and settled, Bill Me Later sends the customer a bill with flexible payment terms.
Bill Me Later reaches a customer segment that is looking for additional convenience or may be reluctant to use a credit card online or over the phone.
Bill Me Later is fully integrated with TSYS Merchant Solutions. Bill Me Later transactions are authorized and settled similar to credit card transactions and often times Bill Me Later can be easily integrated into existing interfaces. Bill Me Later transactions are paid in the same timeframe as Visa and MasterCard transactions. View Demo

First Batch
First Batch high speed, automated authorization and capture system is ideal for merchants who process thousands of transactions per day and do not require real-time authorizations when orders are received.

First Billing^®
Need a convenient, flexible, and easy to use solution for recurring and installment payments? Then check out First Billing. With our in-house authorization and capture system, your recurring and installment billing is handled without the interruption of the traditional transaction process. We can store your customer information and bill those customers on a scheduled basis, or whenever you send a request. Either way, we do the work - you enjoy the benefits.

First Account Updater^®
Tired of receiving authorization declines on your recurring payments because of outdated customer information? Then check out First Account Updater. First Account Updater provides you an automated way to receive updated customer account information. Merchants who process recurring payments on customer credit or debit cards experience significant expense due to dealing with expired cards and portfolio sales and transfers. At any time, a merchant may be unable to bill 4-8% of their customers because of invalid expiration dates or invalid card numbers. By using First Account Updater, you can receive files containing updated customer account information. This data is used to update existing customer records to prevent billing to expired or invalid cards.

First National Authorizations^®
First National Authorizations is First National's in-house platform for authorizing and capturing payment transactions in real time. 24 hours a day, 7 days a week.

Currently, the following payment types are supported:

• Credit Cards
• Debit Cards
• Private Label Cards
• Bill Me Later^®

Merchants benefit from fast, secure and compliant payment processing. First National Authorizations enables you to work with a single vendor which provides you cost efficient transaction processing. First National maintains a network of preferred integration partners, to help you keep your system integration fast, accurate and cost efficient.
By signing up for First National Authorizations you will have a dedicated account team with 24 x 7 personal support assigned to you.
Connect directly to First National Authorizations by either Frame Relay or VPN over the Internet. You can choose to integrate with our industry standards-based ISO message format, or our proprietary message format. Additional connectivity is available through our preferred integration partners.
First National Authorizations offers Host Capture which automatically creates and prioritizes multiple or single settlement files per day, based on your accounting needs.

Additional clearing and settlement options are available on request.