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Credit Card Validation Value

What is the CVV?

CVV stands for Credit card Validation (or Verification) Value. Visa, MasterCard, American Express and Discover all have a version of the CVV to reduce merchant risk in Card-Not-Present transactions (like Internet, telephone, or mail-order). The CVV code adds assurance that the consumer placing the order has access or physical possession of the credit card itself in order to use the CVV code.

The CVV is a 3 or 4 digit code embossed or imprinted on the reverse side of Visa, MasterCard and Discover cards and on the front of American Express cards. The CVV is an important layer of security to help you reduce your risks in accepting Card-Not-Present transactions and may be required or recommended by your payment processor or merchant bank.

CVV is currently supported only for Visa, MasterCard, American Express and Discover.

Where to find the CVV?

Visa (three-digit CVV2 - Card Verification Value) The CVV2 is the last 3 digits after the credit card number on the back of the card in the signature area.

MasterCard (three-digit CVC2 - Card Validation Code) The CVC2 is the last 3 digits after the credit card number on the back of the card in the signature area.

Discover (Called the CID - Card Identification) The Discover CID is the last 3 digits after the credit card number on the back of the card in the signature area.

American Express (four-digit CID - Card Identification) The AmEx CID is printed on the front of the card, above the embossed card number.

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